Spain offers a compelling lifestyle, from its vibrant cities to its quiet, sun-drenched coastlines. For those who wish to live in Spain without working, the Non-Lucrative Visa presents a practical path. This visa is designed for individuals who have sufficient funds to support themselves and their families. This guide outlines the requirements and application process to help you understand if this is the right option for your move to Spain.
What is a Non-Lucrative Visa?
The Spain Non-Lucrative Visa allows non-EU citizens to reside in Spain for more than 90 days without engaging in any work or professional activities. It is an ideal choice for retirees, individuals with passive income, or anyone who can financially support their stay through savings or investments. The initial visa is valid for one year and can be renewed, eventually leading to the possibility of long-term residency.
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Eligibility Criteria
To qualify for the Non-Lucrative Visa, you must demonstrate that you have a stable and sufficient income to live in Spain without needing to work. You must also have private health insurance with a company authorised to operate in Spain. Additionally, applicants must have a clean criminal record in both their country of residence and Spain for the past five years.
The Application Process
The application process begins at the Spanish Consulate or Embassy in your home country. You will need to schedule an appointment and submit a comprehensive set of documents. Once your application is provisionally approved, you will have one month to travel to Spain, where you will complete the process by applying for your Foreigner Identity Card (TIE).
Required Documentation
Preparing your documents is a critical step. You will typically need to provide your passport, visa application forms, passport-sized photos, and proof of private health insurance. You must also submit a medical certificate confirming you are free from any diseases that could have serious public health repercussions. A police clearance certificate from your country of origin is also required.
Financial Requirements
The most important part of the application is proving your financial stability. You must show that you have access to at least 400% of Spain’s Public Multiple Effects Income Indicator (IPREM) annually. For 2024, this amounts to approximately €28,800 for the main applicant. For each additional family member, you must prove an extra 100% of the IPREM, which is around €7,200. This can be demonstrated through bank statements, investment portfolios, or proof of regular passive income.
The Visa Interview
During your appointment at the consulate, you may be required to attend an interview as part of the visa application process. The primary goal of this interview is to verify the details provided in your application and to better understand your motivations for relocating to Spain. Expect to answer questions about your financial situation—such as how you intend to support yourself without working—your plans for living in Spain, and the reasons why you have specifically chosen this country. It’s important to approach these questions with honesty, providing clear and thoughtful responses. Remember, this is your opportunity to demonstrate your genuine intentions and preparedness for this move.
Is This Visa Right for You?
The Non-Lucrative Visa is a popular option for individuals who want to experience life in Spain without the pressure or requirement of finding employment. It’s particularly well-suited for those who have achieved financial independence, such as retirees or individuals seeking a lifestyle change. Whether you’re drawn to Spain’s rich history, vibrant culture, or mild Mediterranean climate, this visa provides a pathway to live and embrace all the country has to offer. If you meet the financial criteria, which ensures you can sustain your living expenses without working, and are ready to navigate the application process, this visa can open the door to an exciting new chapter. Spain has long been regarded as one of Europe’s most desirable destinations, and this visa allows you not only to visit but to immerse yourself fully in its unique way of life.